Price cuts are up, but some Baltimore County spots still move fast
Realtor.com reported that 19.7% of listings across the Baltimore-Columbia-Towson metro had a price cut as of October 2026. If you are selling, that is a sign buyers have more room to negotiate than they did a year ago.
But Catonsville tells a different story. The Real Estate Data Aggregator counted just 1.2 months of supply there for the three months ending August 31, 2026. Low supply like that still favors sellers who price it right.
That is up 11.2 points from the same months of 2025, per the Real Estate Data Aggregator. In Catonsville, homes are moving fast, not slowing down.
One county, very different ZIP codes
The Real Estate Data Aggregator counted 62.4% of Catonsville homes selling above list price, up 12.7 points from a year ago. Median days on market there fell to 14 days, 4 days shorter than the same months of 2025.
Compare that with White Marsh (21162), where the Real Estate Data Aggregator counted a median of 92 days on market, 39 days longer than a year ago. Only 10% of White Marsh homes sold above list price, down 6.7 points.
| Catonsville (21228) | White Marsh (21162) | |
|---|---|---|
| Months of supply | 1.2 months | 3.1 months |
| Median days on market | 14 days | 92 days |
| Under contract within two weeks | 72.2% | 26.3% |
| Sold above list price | 62.4% | 10% |
Realtor.com also reported the metro's median listing price at $375,000 in October 2026, down 2.0% from a year before. That metro-wide dip does not mean every ZIP is softening. Catonsville is proof.
Freddie Mac reported the 30-year fixed rate at 7.18% as of November 5, 2026, up from 6.22% a year ago. Higher rates make strong pricing matter even more, especially where supply is tight.
- The metro has more price cuts.
- Catonsville still does not need them.
- Your street could look like either one.
One street can look nothing like the ZIP code around it. The only way to know where your home stands is to check it directly.
Your next step
(410) 952-0286Text me your address and I will send back how your home compares with what is actually selling near you right now. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 21030, 21093, 21136, 21204, 21234, 21236, 21286, 21117, 21208, 21153, 21212, 21239, 21237, 21128, 21162, 21057, 21131 and 21228, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Realtor.com: September 2026 Rental Report: Median Asking Rent Declines at the Slowest Pace in 3 Years, Oct 15, 2026
- Realtor.com: October 2026 Monthly Housing Trends: Buyers and Sellers Hit Pause as Rates Surge, Nov 4, 2026
- Freddie Mac: Mortgage Rates, read Nov 8, 2026
- FRED: New Privately-Owned Housing Units Started: Total Units, read Nov 8, 2026
- FRED: S&P Cotality Case-Shiller U.S. National Home Price Index, read Nov 8, 2026
- US Census: New Residential Construction Press Release, read Nov 8, 2026
- No Real Estate Data Aggregator numbers for 21252, so this part is from websites alone.
- No Real Estate Data Aggregator numbers for 21285, so this part is from websites alone.
